Questions for Auto Accident Attorneys

Philadelphia, Lancaster, Pennsylvania

What is the difference between limited tort and full tort insurance?

Limited tort insurance saves drivers an average of 15% on their insurance premiums. In exchange for this discount, you waive your right to sue for personal injury in a car accident. This applies not only to you and your passengers, but also to your minor children who may be involved in car accidents in another persons vehicle.

Full tort costs more initially, but you maintain your right to sue for damages in a motor vehicle accident, enabling you seek full compensation for your medical costs, property damage, and emotional distress.

If I have limited tort insurance, can I still sue for damages?

If you choose limited tort insurance, there are some exceptions that allow you to sue for damages. These include:

• Injuries that are determined to be life altering and serious
• The driver of the other vehicle is convicted of driving under the influence of drugs or alcohol
• You were injured while driving a commercial vehicle
• The driver at-fault is not from the state of Pennsylvania

How is the seriousness of my injuries determined?

The best way to establish that your injuries are serious is by having an experienced tort law attorney representing your case. In many cases, injuries that require hospital stays and long term medical intervention are denied compensation under limited tort law. Only a Pennsylvania auto accident lawyer can effectively make the case that your injuries deserve compensation.

What if my claim is denied?

The auto accident attorneys at Atlee Hall, LLP have been assisting victims of car accidents in Pennsylvania for over 30 years. We are fully prepared to hold your insurance and the at-fault driver responsible, and will fight tirelessly to get you the full compensation you deserve.

If you have been in a car accident in anywhere the state of Pennsylvania, please contact the Lancaster or Philadelphia offices of the auto accident lawyers at Atlee Hall, LLP to have all of your questions answered.